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The Global Insight

Will I get a second stimulus check if I owe back child support?

Author

Christopher Ramos

Updated on March 22, 2026

Your third stimulus payment can’t be seized to pay child support. Under the CARES Act from March 2020, your first stimulus check could be seized by state and federal agencies to cover past-due child support. That rule changed for the second stimulus check, which couldn’t be taken if you owe money for child support.

How long does the IRS hold back child support?

The state that submitted the case typically receives money from a tax refund offset within two to three weeks. If the tax refund offset is from a jointly filed tax return, the state may hold the money for up to six months before disbursing.

Does child support take stimulus checks?

The funds in the third round of stimulus checks are intended to stimulate the economy and are not subject to child support garnishment. In other words, if you or your spouse owe child support, the stimulus check cannot be garnished or confiscated in order to pay the debt.

Will the 3rd stimulus check be garnished for child support?

For instance, your third stimulus check will NOT be garnished to cover debts owed to state or federal governments, including unpaid child support, taxes, and more. The IRS will not levy your third check, either.

Can child support Take my 2020 tax return?

If your state child support enforcement office has reported your overdue child support to the Treasury Department, the IRS will take your tax refund to cover the arrears (often called a tax refund seizure). The IRS will then give the money to the appropriate child support agency.

Does child support affect your taxes?

How does child support affect my tax return? Child support is considered “tax neutral,” so it does not really affect your tax return. Child support is treated in the same way. The only difference is that, instead of making purchases yourself, you’re giving the money to your ex so they can cover expenses for your child.

Can a federal tax refund cover back child support?

Tax Refund Intercept. Each state has laws that require intercepting state income tax refunds to cover back child support. States can also request a federal income tax refund offset for past-due support of $500 or more.

How much of my paycheck can I take back for child support?

The government can take up to 65% of your disposable income (55% if you have a second family) automatically from your paycheck if your payments are in arrears for 12 weeks or more. Tax Refund Intercept. Each state has laws that require intercepting state income tax refunds to cover back child support.

When to report child support to the IRS?

That way, if your child’s other parent falls behind on payments, the child support enforcement office will automatically report it to the Treasury Office to begin the process of intercepting tax refunds.

What happens if I fail to pay child support?

Contact your local child support agency for help or go back to court to see if you can modify child support based on your current income. Ignoring your child support obligation or failing to make payments on time can subject you to contempt of court proceeding, fines, and other sanctions, like a tax refund seizure.