What does a subcontractor need?
Mia Phillips
Updated on March 19, 2026
Most prime contractors require subcontractors to show proof of insurance before they are hired to perform a job. Insurance requirements vary, but typically, subcontractors need to have worker’s compensation and employer, property, and general liability coverage.
What’s the difference between a subcontractor and a contractor?
When clients hire you to work on a specific project or on a freelance basis, you are usually considered a contractor. You provide the labor, services, and sometimes whatever equipment is needed to get the project done. Subcontractors are companies or individual people that you hire to help you complete a project.
Do you need a state license to be a general contractor?
A state license is not required for general contractors, but local municipalities may have licensing requirements. Make sure you check with authorities in your local jurisdiction before you start work. State license: Check with City and County Government ; Registration: Check with City and County Government
How does a civil engineer get a contractor’s license?
Most states charge a fee to take the exam. Topics covered in licensing exams vary by state and type of license being applied for, but typically include sections on real estate and construction law, business and finance, and sections testing for technical knowledge in specific areas such as electrical, plumbing, HVAC and so forth.
What kind of license do you need to be a contractor in Alaska?
Proof of General Liability insurance. There are three kinds of licenses awarded by the state of Alaska: General Contractor with Residential Contractor Endorsement: The contractor manages new home construction or undertakes residential projects higher than 25% of the value of the structure.
What do you need to be a general contractor in Arizona?
You must hold general liability insurance and worker’s compensation insurance. Any general contractor who builds, alters, repairs, adds to, subtracts from, improves, moves, wrecks or demolishes any structure must hold a state contractor license to work in Arizona.
