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The Global Insight

How hard is it to pass the insurance exam?

Author

James Williams

Updated on March 23, 2026

Pass Rates and Recommended Study Time Nevertheless, the passing score for all exams is 70%, and utilizing exam study tools can help you gauge whether or not you are on target to pass on the first try. The average exam-taker should expect to spend about 35 to 40 hours studying to pass the life and health insurance exam.

How do I pass an insurance agent exam?

The willing candidates need to pass the IRDAI exam or insurance agent exam in order to get the license….5 ways how you can prepare for insurance agent exam

  1. Get a detailed syllabus guideline.
  2. Go for online mock tests.
  3. Opt for an exam preparation course.
  4. Enhance your communication skill.
  5. Work without distractions.

Is the claims adjuster exam hard?

How hard is the adjuster license exam? The license exam is difficult to pass, even for seasoned adjusters, because of its diversity. Questions span insurance codes, laws, principles, homeowners coverage, commercial policies, ocean marine coverage, surety (bonds) and more.

What is IC 38 exam?

IC 38 exam is an initial step to become IRDAI Agent/Insurance Advisor. On behalf of IRDAI (Insurance Regulatory and development Authority of India, Insurance Institute of India (III), conducts this pre recruitment qualification examination. 35% marks are required to pass the exam (minimum 18 marks).

What should I wear to an insurance exam?

You will have your picture taken prior to admittance into the exam. You may not wear a jacket, coat, or any type of hooded clothing into the exam room. Sweaters that do not have pockets are allowed. You may not bring a purse or backpack into the exam room.

Can you retake your life insurance exam?

You will find out if you passed or failed the exam at the testing center. However, you cannot register to take it again at that time. Instead, you must wait 24 hours before you can register again. You can take the exam three times in one year.

How to pass the life and health insurance exam?

Be sure to utilize life and health insurance practice exams in your studies. Practice exams will help you gauge how well you have absorbed the information you’ve read, as well as determine which areas still need your attention. We recommend you take at least one practice exam while mimicking testing conditions.

How to pass the insurance exam staterequirement?

We at StateRequirement highly recommend that you take your studying and test prep seriously and do everything you can to pass the exam on your first try. If you need to reschedule or cancel your exam sitting for any reason, you need to do so at least 48 hours in advance.

How to prepare for your health insurance exam?

If you take a course with Kaplan, you can simply plug your exam date into our study calendar tool, and we’ll set a plan to keep you on track. Regardless, you can divide up the work you need to do to be ready for exam day into digestible daily study lessons.

What do you need to know about insurance practice test?

Fill in the blank, matching, and flashcards are all part of our immersive test prep system. Insurance Exam Practice Testing – completing this second step will get you comfortable to take the insurance agent test. You’ll be tested on your knowledge of the concepts presented in each category in the exam.