How do you get a Life Insurance license?
Mia Phillips
Updated on April 01, 2026
How do I earn a life insurance license?
- Complete any prelicensing education required by the state you want to become licensed in. The number of hours you’ll have to complete and the cost vary by state.
- Pass the state insurance licensing exam for life insurance or life and health insurance.
- Pass a background check.
How long is the NC Life Insurance exam?
1 hour and 15 minutes
How long is the state licensing exam? The state examination for both the Life Insurance license and Accident and Health or Sickness Insurance license is 1 hour and 15 minutes long.
Do North Carolina insurance licenses expire?
Insurance Agent Licenses do not renew and are valid until surrendered, canceled or revoked in respect to the following: Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Medicare Supplement Long-Term Care, Variable Life and Variable Annuity Products.
How much do Life Insurance agents make in North Carolina?
Life Insurance Sales Salary in North Carolina
| Annual Salary | Hourly Wage | |
|---|---|---|
| Top Earners | $104,175 | $50 |
| 75th Percentile | $80,444 | $39 |
| Average | $63,982 | $31 |
| 25th Percentile | $49,071 | $24 |
Can you retake life insurance exam?
Yes, you can; however, it is up to the underwriters to approve another medical exam and be willing review the new results for a premium adjustment. In most cases, six months is the required waiting period. Many life insurance buyers wonder if they can retake their life insurance medical exam to earn a better rate.
How much is the NC life insurance exam?
The fee for each attempt of the exams is $45. When you show up you must have a photo ID and any other documentation that Pearson Vue requires you to have. Each exam contains 55 multiple-choice questions. Here is the North Carolina Insurance Exam Content Outline provided by Pearson Vue.
What insurance do I need to get my license in NC?
liability insurance
You must have liability insurance to get a driver’s license in North Carolina. If you don’t own a car, you must get “non-owner’s liability insurance”. Collision Insurance: Payment for repair of your car when it is damaged in a collision, even if you are at fault.
How long is a NC insurance license good for?
In North Carolina, insurance licenses expire every two years. The expiration will be on the last day of your birth month, biennially. This means that if you were born in an even-numbered year, your license will always expire on the last day of your birth month in even-numbered years.
How do I get my NC adjusters license?
Let’s get started!
- #1: Meet the Basic Requirements for the North Carolina Adjuster License.
- #2: Prepare for the North Carolina Adjuster License State Exam.
- #3: Submit an Initial Application through NIPR.
- #4: Register for and Pass the North Carolina Adjuster License State Exam.
How to get a life insurance license in North Carolina?
North Carolina Life Insurance License: For an North Carolina life insurance license, in addition to the Prelicensing examination, you will need 20 hours of Prelicense Education (PLE)
What are the different types of licensees in NC?
Licensees. 1 Agent and Adjuster Licensing. Agent and Adjuster Licensing. 2 Bail Bondsmen Licensing. 3 Captive Insurance. 4 Collection Agency Licensing. 5 Continuing Care Retirement Community Licensing.
Where to take insurance classes in North Carolina?
OnDemand Online Video Review that can be viewed anytime, anywhere, and as frequently as you like At Agent Broker Training Center, we offer North Carolina-approved insurance license classes to meet pre-licensing requirements for life and health insurance and property and casualty insurance.
